Budget Tracker – Cash Chommie

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Budget Tracker

Track every rand in and every rand out. See your savings score and know exactly where your money goes. All saved locally on your device.

TOTAL INCOME

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TOTAL EXPENSES

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NET SAVINGS

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💚 Savings Score

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💰 Income

ALL MONEY COMING IN THIS MONTH

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💸 Expenses

ALL MONEY GOING OUT THIS MONTH

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📊 Spending by Category

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💡 Money Tips for South Africans

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Housing should ideally be no more than 30% of your take-home pay. If you're paying more, look at ways to split costs.

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A stokvel is one of the most powerful savings tools in SA. Even R200/month with 10 people means R24,000 someone gets each year.

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Data and airtime costs add up fast. Check if a monthly contract is cheaper than prepaid for your usage pattern.

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Try save at least 10% of every payment you receive — even if it's small. Consistency beats big amounts.

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High-interest debt (store accounts, personal loans) should be paid off first. Pay the highest interest rate first — it saves the most.